Hagerty Insurance for Younger Clients - Page 2 - TriFive.com, 1955 Chevy 1956 chevy 1957 Chevy Forum , Talk about your 55 chevy 56 chevy 57 chevy - Belair , 210, 150 sedans , Nomads and Trucks, Research, Free Tech Advice

Click here to see our full list of sponsors for all your Parts and Restoration Needs

Click here to find Out all of the Latest information on the Danchuk Tri-five Nationals


Go Back   TriFive.com, 1955 Chevy 1956 chevy 1957 Chevy Forum , Talk about your 55 chevy 56 chevy 57 chevy - Belair , 210, 150 sedans , Nomads and Trucks, Research, Free Tech Advice > 55-56-57 Chevy Forum > Classic Car Insurance Questions and Answers.
User Name
Password
Register FAQ Top Posters Mobile Members Search Today's Posts Mark Forums Read
HomePage Todays Post Mark Forums Read upcoming Events
Newsletter 55-56-57 Chevy Parts & Services Official Sponsors
Photo Gallery Garage Photos Trifive Classifieds Trifive on Facebook Calendar Tech Articles Arcade Oldies
Trifive Cards Car Certificate Trifive Brochure Help with Photos Website Help Videos Contact Us

Classic Car Insurance Questions and Answers. This is the place to talk about Classic Car Insurance .

Parts on Ebay            
Reply
 
Thread Tools Display Modes
Old 10-23-2019, 08:22 PM   #11
557B210
Administrator & Tech Articles

557B210 has made a donation to the forum!

 
557B210's Avatar
 

Join Date: May 2008
Location: Orange Park, FL
Posts: 45,493
Member #5571
Default

I was able to insure my first Classic, when I was only 16

__________________
______________________

* See my painfully slow and overly detailed build thread here: https://www.trifive.com/forums/showthread.php?t=79427

* I have a vast data base of TriFive restoration & upgrade articles for our members' use...Send me a PM with your EMAIL ADDRESS and subject matter...See this link:
https://www.trifive.com/forums/showthread.php?t=175309


* Contact me by PM to purchase your PHR's Project X and TriFive Gasser Building CD's

_________________david aka POPS & sherry
557B210 is online now   Reply With Quote
Sponsored Links
Advertisement
 
Old 10-24-2019, 12:02 AM   #12
crash1068
Member



 
crash1068's Avatar
 

Join Date: Nov 2015
Location: USA
Posts: 42
Member #39132
Default

Quote:
Originally Posted by Dragsix View Post
Heacock is what I have. I think its 25 or 26, I don't remember off hand. If you want to insure them at a younger age, they have a kicker, 30% or something like that. Really makes it unaffordable for a young person. I said to the Heacock rep, my boys helped me rebuild this car over the course of a few years. Without them, I could not have gotten it done and now they cant even drive the thing without being hit with a premium for insurance. The answer was yes. Fooey! Horsehockey! Bull Puckey! What a load of you know what. Those boys are way more careful with the car then I am, lol.

So I ended up teaching my youngest how to drive the car in a private parking lot, get his sea legs with the old school four speed, and then let him run the car down the dragstrip at this year's Nationals. This will have to do until he hits 25. No way can I give time with my boys and the car up. So I understand your complaint and 100 percent agree. It stinks, plain and simple.

So I will take whatever opportunity I can get whenever I can get it.

Attachment 215012
Is the insurance with the 'new driver' premium any more than the insurance adder for your normal policy? I was always under the impression from talking to insurance companies that you insure every legal driver in the household? For instance, I can't eliminate my kids from my policy that has my modern Challenger even though they drive a beat up pick up with liability only. I know that the collector cars is a different policy...
__________________
Thx

Old School 57 w/SB396/5spd/9"w/4bar
crash1068 is offline   Reply With Quote
Old 10-24-2019, 07:20 PM   #13
Dragsix

Trifive Leaders Club


Dragsix has made a donation to the forum!

 
Dragsix's Avatar
 

Join Date: Oct 2011
Location: Havertown, Pa.
Posts: 9,491
Member #20785
Default

David, nope, he did great and the smile after he made his first pass was priceless (and I was allowed to be in the car when he did it, lol).

On the insurance question, no, my understanding from heacock was that there was the added driver increase, then the age kicker on top of that.
__________________


ATFA Charter Member #23
Dragsix is online now   Reply With Quote
Old 11-15-2019, 12:19 PM   #14
crash1068
Member



 
crash1068's Avatar
 

Join Date: Nov 2015
Location: USA
Posts: 42
Member #39132
Default

Just for the benefit of others... Here is where I ended up with wanting my kids to be able to drive a classic car some. The typical classic car insurance companies required 5-10yrs of driving experience with nothing on their record plus a premium. I was fine with a premium, but wanted my kids to experience classic cars before they were 26 and in college.

So my standard insurance company would insure a classic car, but not with an assigned value. Basically, blue book and for a very small amount I could add 20% to the replacement value. The problem here is that my classic cars are worth many times more than the blue book. I ended up buying an in expensive 65 mustang to work on and allow my kids to drive. The insurance doesn't cover it's full value completely, but much more closely. The insurance wasn't very expensive (because it doesn't cover a lot) through my regular auto insurance company. This way, there is a car that they can drive, work on with me and in the end it will still be worth what we have into it. We chose the mustang because they liked it, it was relatively inexpensive for a classic and parts were very plentiful if something happened and I chose to 'self insure'.

Kinda sucks that it's so difficult to let your kid drive a car once in a while, but this worked for us. And, I got another old car ; )
__________________
Thx

Old School 57 w/SB396/5spd/9"w/4bar
crash1068 is offline   Reply With Quote
Old 11-18-2019, 09:34 AM   #15
busterwivell
Senior Member 1 Gold Star



 
busterwivell's Avatar
 

Join Date: May 2007
Location: Sahuarita (Tucson) AZ
Posts: 1,998
Member #2674
Default

My son in law and I were just talking about this while at the Good Guys show this weekend. My Grandson has his heart set on an El Camino (sorry, not a tri-five). He's going to be 12 on Sunday. I've told him I'll help him build a car, but I won't build it for him, he has to have skin in the game. While we were talking, the subject of insurance came up. We pretty much decided his first El Camino should be of the 70's/80's variety and insured with liability only. I don't see any way around the age thing.
__________________
Bill, AKA AZ Geezer
busterwivell is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -4. The time now is 12:45 AM.

Click here to see our full list of sponsors for all your Parts and Restoration Needs

Websites
www.tri-5.com www.tri-fives.com www.trifive.com

Powered by vBulletin
Copyright 2000-2009 Jelsoft Enterprises Limited.
1957 CHEVROLET BEL AIR Information, 1957 CHEVROLET BEL AIR Specifications, 1957 CHEVROLET BEL AIR Resources, 1957 CHEVROLET BEL AIR Pictures, 1957 CHEVROLET 55 chevy 56 chevy 57 chevy 1955 55 chevy pictures 55 chevy parts 55 chevy truck 55 chevy pickup 55 chevy nomad 55 chevy gasser 55 chevy pro street 56 chevy pictures 56 chevy parts 56 chevy truck 56 chevy pickup 56 chevy nomad 56 chevy gasser 56 chevy pro street 57 chevy pictures 57 chevy parts 57 chevy truck 57 chevy pickup 57 chevy nomad 57 chevy gasser 57 chevy pro street 55 chevy photos 55 chevy parts 55 chevy truck 55 chevy pickup 55 chevy nomad 55 chevy gasser 55 chevy pro street 56 chevy photos 56 chevy parts 56 chevy truck 56 chevy pickup 56 chevy nomad 56 chevy gasser 56 chevy pro street 57 chevy photos 57 chevy parts 57 chevy truck 57 chevy pickup 57 chevy nomad 57 chevy gasser 57 chevy pro street 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad belair Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five belair Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 belair chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy belair 57 chevy 1955 Chevy belair 1956 Chevybelair 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy belair 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five belair Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy belair 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy belair 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five Tri5 55 chevy 56 chevy 57 chevy 1955 Chevy 1956 Chevy 1957 Chevy Bel Air 210 150 and Nomad Tri-5 Tri-five 55chevy 55 chevy pictures 55 chevy parts 55 chevy truck 55 chevy pickup 57 chevy 55 chevy nomad 55 chevy gasser 55 chevy pro street Searches related to 57chevy 57 chevy pictures 57 chevy 57 chevy truck 57 chevy parts 57 chevy pickup 57 chevy nomad 1957 chevy Tri5