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Classic Car Insurance Questions and Answers. This is the place to talk about Classic Car Insurance .

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Old 08-22-2019, 02:04 PM   #1
Kevin323
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Default Hagerty Insurance for Younger Clients

As a heads up to any younger owners of trifives. Hagerty is not friendly towards younger clientele. You need to be at least 29 years old to not get hit with their version of the standard insurance 25 year age mark of a "newer driver" increase in cost.

I was 28 when I purchased the insurance with me being the primary on the account and I was turning 29 in 4 months. They refused to pro-rate how much they would charge me and said I'd need to pay the 28 year old rate for the entire year. (I also had 0 at-fault accidents and 0 speeding tickets, ever.)

Not a good experience and I'll be looking to switch next cycle.
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Old 08-22-2019, 04:01 PM   #2
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That's crazy...

Ok , here's my tip: Heacock Classic

I use them and insure 13 cars (it didn't start out that way.. )

prices cannot be beat.

I tried both Hagerty and Grundy and both couldn't touch the price I received from Heacock.

Check em out
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Old 08-22-2019, 06:27 PM   #3
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Quote:
Originally Posted by HotRod Junkie View Post
That's crazy...

Ok , here's my tip: Heacock Classic

I use them and insure 13 cars (it didn't start out that way.. )

prices cannot be beat.

I tried both Hagerty and Grundy and both couldn't touch the price I received from Heacock.

Check em out
I definitely will, thanks for the tip. It's not really about the cost for me at the end of the day, but if someone is unwilling to work with you because of your age (when you're far beyond teenage years) that just leaves an awful taste in my mouth.
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Old 08-23-2019, 11:47 AM   #4
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Higher cost for younger drivers has always been the case. All car insurance companies charge 30 and below more than us old farts. Not saying its right, just saying that's the way it is and always has been .
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Old 08-23-2019, 02:38 PM   #5
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Heacock Classic=American Modern Insurance.
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Old 08-23-2019, 06:50 PM   #6
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We have the same here seems that younger drives wont be able to get into classic cars until they are a lot older.
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Old 08-23-2019, 07:34 PM   #7
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Old 08-24-2019, 03:40 PM   #8
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Most of these companies won't even let you insure a classic car unless you're 25. Meaning that if you're between 17 and 25 with a license, you pretty much cannot own or drive one of these cars on your own. This is age discrimination in my opinion and a contributing factor in why younger generations aren't into these or other older cars.

Maybe I'm out of line in this thinking? I just know people talk about why other generations aren't into these cars and the facts are right in front of us.
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