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Classic Car Insurance Questions and Answers. This is the place to talk about Classic Car Insurance .

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Old 03-20-2017, 12:17 AM   #21
57tim
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I was an agent once myself so I have an idea of what I am looking at. Where I live there is not likely any shop either company could have had much experience with.

It is obvious by some of the discussions on this forum that insurance is a mystery to most folks and yes buyer be ware. Do as much research as you can and be sure you are getting "agreed" value not "stated value" which Grundy and Hagerty have as standard classsic car insurance.
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Old 03-20-2017, 09:34 AM   #22
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Quote:
Originally Posted by TheHotrodHandyman View Post
Read my previous post, Exactly my complaint. Grundy adjusters fought tooth & nail not to pay for the proper & quality repair on more than one occasion. One vehicle I fixed insured by Grundy was actually repaired and back to my customer before the first check was even issued, Not a minor repair either. I knew the customer would make good on it if Grundy didn't pay. My Hagerty customers have never had an issue.

BTW, My personal Hagerty bill has gone down each year for the last three years in a row.
My claims experience with Grundy has been the outstanding. Been with them for over 12 years and both claims I had were handled quickly and fairly.
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Old 03-20-2017, 11:58 AM   #23
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My claims experience with Grundy has been the outstanding. Been with them for over 12 years and both claims I had were handled quickly and fairly.
I think it might be the adjusters, not the ins company. They are usually independent guys hired for each claim.
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Old 03-20-2017, 12:04 PM   #24
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I think it might be the adjusters, not the ins company. They are usually independent guys hired for each claim.
That "may" be the issue in my area because I'm not the only shop around here that has had issues with them.

It does not explain why it took so long for Grundy to send the check once the claim amount was agreed on.
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Old 03-20-2017, 12:32 PM   #25
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I had Hagerty ,They are great when I had a clam & I work at a body shop that works on old car some times never had a issue.
When I got my car on the road & put full insurance on it, it was a lot so I checked Grundy ,it was 1/2 for same coverage. so I changed. I have no agent around here ,so we deal direct with them.
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Old 03-20-2017, 06:33 PM   #26
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One of the things to take into consideration is the area the vehicle "resides" in. rural areas usually have less costs over urban areas. Also, state to state as well.

I have to insure my 1964 C30 flatbed dually soon, and I asked in both California, where I live, and Nevada, where a friend with a spare address lives. Giant difference, Grundy is half the cost of what Haggarty is.

A friend is an insurance agent, Farmers, and he couldn't touch my truck, out of the universe expensive through Farmers. He did say that state insurance commissioners keep jacking the Nevada premiums up every 6 months, their time periods, and will soon be at the same rates as we have here.

Haggarty also had a mileage limit of 5K max per year, Grundy, no limit.

I still don't really have a clue as to what I will do once the truck gets finished later this summer.

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Old Yesterday, 04:59 PM   #27
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You guys need to give American Modern a try. Just got my billing info for this next 1 year period. 4 cars with agreed value of $188k with annual premium under $1200! And yes i have had a few claims over the years and they pay off very quickly with $200 towing coverage. Tried both Grundy $1585 and Haggerty $1890 for exact same coverage.
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