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I hate car insurance part 2

2603 Views 14 Replies 9 Participants Last post by  larry48, 
red56
Just got a letter from my insurance co. They are telling me that since I do not have Historical plates on the car, they will have to increase my policy. So I called and no one knows how much my policy will go up.
I do not want Historical plates, because that will limit your driving and I know guys who have received tickets for having these plates on there car while driving around town.
So I guess it's time to look around and get some quotes and be prepared for the increase from my insurance co. :mad:
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mickeywestsr
So far, all of my dealings with Classic insurance.....as to driving times. You can always test drive after working on your car,,,:shakehands:
:gba:
bowtie-trifive
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R
It would be helpful to know how much you are paying now, how much you would be paying, and what your coverage is.

Good coverage is relatively inexpensive as long as your car is garaged and is not your daily driver. That doesn't mean you can't put miles on it, you just can't do that while driving to work.
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L
red56 said:
Just got a letter from my insurance co. They are telling me that since I do not have Historical plates on the car, they will have to increase my policy. So I called and no one knows how much my policy will go up.
I do not want Historical plates, because that will limit your driving and I know guys who have received tickets for having these plates on there car while driving around town.
So I guess it's time to look around and get some quotes and be prepared for the increase from my insurance co. :mad:
Click to expand...
You might get surprised, they might be doing you a favor :)
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angs1957
:anim_25: hope you get it sorthed out :tu
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red56
Just called the Secretary of State office about Historical plates. They are not what I want. According to them, I can not even drive down the road to the store with those plates. If I get caught, it's a ticket plus a fine.
So now I am waiting for a quote from Heritage ..........I hate this!!
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chevman57
I will not run the "antique plates" due to all the fine print restrictions. I have friends that have them and keep hearing 'why don`t you get them, then no inspection sticker". I keep telling them one of these days that plate will cost them. I love to drive my 57 when i am ready to drive it.
Terry
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red56
chevman57 said:
I will not run the "antique plates" due to all the fine print restrictions. I have friends that have them and keep hearing 'why don`t you get them, then no inspection sticker". I keep telling them one of these days that plate will cost them. I love to drive my 57 when i am ready to drive it.
Terry
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Thats my feelings completely " I love to drive my 57 when I am ready to drive it"
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red56
Got a good qoute from Heritage today, far better than my current insurance company. Now just waiting for one more qoute from another company. Best of all, I do not have to get a historic plate.:happy0030:
Thank you Tri-Five for having them as a sponsor on this forum.
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Rapper57
I have antique tags...rules are...no driving for work or used as a primary vehicle. In NJ the State encourages driving it for educational purposes, to shows, to have repaired, test drives. My 57 is always driven for the intended purposes.
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carls 56
Rapper57 said:
I have antique tags...rules are...no driving for work or used as a primary vehicle. In NJ the State encourages driving it for educational purposes, to shows, to have repaired, test drives. My 57 is always driven for the intended purposes.
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antique plates work for me here too. always test driving them. :winking0070:
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zbad55
Red, take a look at original year plates. That's what I have and when I registered it it was a lifetime registration, it even has stamped on it non-expiring. It cost me $35.00 dollars 13 years ago. I have never had an issue while driving my car and I even painted the plate purple and white to match my car. I know your not supposed to do this but it had never been an issue. Now my car is not a daily driver and you know here in MI there is a car show every night somewhere so you a covered.

I also have been with Grundy for my insurance and they have very reasonable rates and it is an agreed policy. I would look into them also,
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zbad55 said:
Red, take a look at original year plates. That's what I have and when I registered it it was a lifetime registration, it even has stamped on it non-expiring. It cost me $35.00 dollars 13 years ago. I have never had an issue while driving my car and I even painted the plate purple and white to match my car. I know your not supposed to do this but it had never been an issue. Now my car is not a daily driver and you know here in MI there is a car show every night somewhere so you a covered.

I also have been with Grundy for my insurance and they have very reasonable rates and it is an agreed policy. I would look into them also,
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One should always remember that EACH STATE has their own laws, rules and regulations when it comes to historical, antique and other specialty plates. Texas even has a restriction about the trans & engine that can be used with antique plates and makes it a FELONY offense if you sign the application with false information :dong:
GRUNDY is ONE of the companies we are an for.
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R
Texas even has a restriction about the trans & engine that can be used with antique plates
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Larry, tell me more. I think I know someone who is at risk.
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Rick_L said:
Larry, tell me more. I think I know someone who is at risk.
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On the APPLICATION FOR ANTIQUE LICENSE PLATES (TEXAS)

STATEMENT-State Law makes falsifying information on this application a third-degree FELONY.

My signature indicates that I am the owner of the above described vehicle. THE FRAME, BODY AND MOTOR ARE AT LEAST 25 YEARS OLD.

Then there are the regulations about club activities, parades, exhibition, no advertising, etc.

Is this what you were looking for?
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